Financing options

Financing options
Polestar PCP

Polestar Choices, often known as Personal Contract Purchase (PCP), is a flexible form of loan designed to provide you with the benefit of lower monthly payments.

Polestar Choices, often known as Personal Contract Purchase (PCP), is a flexible form of loan designed to provide you with the benefit of lower monthly payments.

All about Polestar Choices (PCP)

Choose a car, deposit, term and annual mileage to calculate your monthly payment. At the end of the agreement you can choose to keep your car by paying or re-financing the optional final payment, or you can return your car with the added benefit that any equity can be put towards the purchase of your next Polestar.

    The benefits of Polestar Choices (PCP)

    • Flexible advanced payment

      Choose a deposit / advanced payment amount that suits you. 

    • Low monthly payments

      Because a PCP contract involves financing the depreciation of your Polestar, you’ll pay lower monthly instalments, relative to other financing options. You can lower the monthly costs further by increasing the size of the flexible advanced payment.  

    • A timeline that suits you

      Choose an agreed number of monthly payments.

    • Retain, return, renew.

      Either choose to keep your Polestar and complete the agreement by paying the Optional Final Payment, hand the car back to us, or choose another Polestar using any excess part exchange value that is above the Optional Final Payment.

    How does it work

    Think of it as a purchase in instalments where you don’t have to pay the full value of the car. Follow a few simple steps and start your 100% electric driving future. 

    • 01.
      Configure your Polestar

      Configure your Polestar that fits your requirements.

    • 02.
      Apply for Polestar Choices online

      Enter your details to apply for a Polestar Choices (PCP).

    • 03.
      Pay deposit

      Decide on contract term and annual mileage, pay the deposit.

    • 04.
      Accept the handover

      Accept the handover of your Polestar and start your 100% electric driving future.

    Compare financing options

    Private Lease
    Polestar Choices (PCP)

    Fixed costs

    Yes

    Yes

    Flexible terms

    12-48 months

    24-48 months

    Insurance

    Not included

    Not included

    Vehicle tax

    Not included

    Not included

    Service and maintenance

    Included

    Included

    Full ownership

    No

    Yes

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    Frequently asked questions

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    Polestar Automotive UK Ltd is an appointed representative of Volvo Car UK Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 678616 for credit broking. Polestar © 2022. All rights reserved.
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