Financing and Insurance
FAQ

In our configurator you will see the options offered through our partners, both for private customers and for business needs for less than 5 vehicles. For Fleet orders, where you need more than 5 vehicles, please see https://www.polestar.com/au/fleet.

https://www.polestar.com/au/financing-options/

You have to pay the full amount 7 days before your selected handover date. 

When you place your order with a financing option of your choice (selected when configuring the car), you will be able to proceed with a financing application. Please note that the financing application must be approved before your order can be confirmed. Completion of your financing and the signing of your sales contract will take place closer to delivery time on your order page which is available when logging in using your Polestar ID.

Prior to delivery, you will have the possibility to provide information and supply documentation regarding your chosen financing partner, which Polestar will verify with your financing partner. We accept financing from major banks and leasing providers in the Australia, but we reserve the right to reject financing from external providers.

We offer financing options through our Polestar partners for a loan directly via your Polestar.com order page. The financial application is submitted online, and our partners are ready to support and advise in case your initial credit application is unsuccessful. We also allow loan-financed orders with financing from third-party banks. If your bank is to make a partial payment directly to Polestar, you will have the possibility to provide information and supply documentation regarding your chosen financing partner, which Polestar will verify with your bank before delivery. We accept financing from major banks in Australia, but we reserve the right to reject financing from external providers. If your bank makes the loan available in your bank account, and you subsequently make the payment to Polestar before delivery, you will not need to provide documentation regarding your financing.

Your order deposit will be refunded to you when you’ve made the final confirmation of your financing method. Our ambition is to make sure that the deposit is refunded to you before the eventual payment or delivery of your order.

Yes, it’s possible to be denied credit for an initial application. In this case, our partners will contact you to advise you on how to proceed, including other financing options. This allows you to inquire about the credit check or be advised how to better adapt the contract parameters (duration, down-payment, etc.), and you can then re-apply.

No. If you have secured financing through a third party, you may need to sign a delivery verification at the time of handover. This will be sent to your financing partner by us to activate your financing.

No, the name of the individual who places the order needs to match with the financing and will eventually be the individual which the car will be registered to.