A straightforward loan that is easy to understand and flexible to fit any budget.

A straightforward loan that is easy to understand and flexible to fit any budget.

This simple way of financing provides the certainty of a fixed interest rate and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car.

  • Fixed interest rate

    No surprises. The initial agreement sets the interest rate for the duration of the contract. 

  • Fixed monthly payments

    Know exactly how much you need to pay every month.

  • Flexible terms

    You can adjust the initial deposit and repayment period to suit your budget.

PCP
Hire Purchase

Fixed monthly payment

Yes

Yes

Flexible terms

Yes

Yes

Initial deposit

Yes

Yes

Final payment

Yes

No

Motor tax

No

No

Service and maintenance

No

No

Full ownership

Yes - when final instalment made

Yes - when final instalment made

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