A popular type of loan that keeps monthly payments low. At the end of the agreement you can return the car, retain it, or part exchange it for a new car.
A popular type of loan that keeps monthly payments low. At the end of the agreement you can return the car, retain it, or part exchange it for a new car.
Apply for finance
- PCP is a flexible form of loan that covers the car’s expected depreciation value during the term of the agreement. When the agreement ends, you have three options:
- Retain the car: Simply pay the Optional Final Payment and the car is yours.
- Return the car: There's nothing more to pay if the car is in good condition and within the agreed mileage terms.
- Renew the car: Choose another car, using any excess part exchange value that is above the Optional Final Payment towards your deposit.
Lower monthly payments
Because you’re only paying off part of the value of the car, monthly payments are lower.
Flexible terms
You can choose to pay a larger deposit upfront to make monthly payments even lower.
Keep your options open
At the end of the agreement, you can choose to retain, return or renew the car.
Follow the four steps below to set up a PCP plan for a Polestar electric car.
Follow the four steps below to set up a PCP plan for a Polestar electric car.
- 02.Application
Enter your details to apply for a PCP agreement. PCP finance is available from €389 per month*.
- 03.Approval
Our partner Finance Ireland Credit Solutions DAC trading as Polestar Financial Services will discuss the application with you for approval.
- 04.Handover
You can take delivery of a brand new Polestar within 4 weeks.
Explore finance options
Apply for finance online, then Polestar Financial Services will get in touch to discuss further.
Apply for finance- *Terms and Conditions
- The present financing offer from Finance Ireland Motor & Leasing is a hire agreement (either a hire purchase or personal contract purchase (“PCP”). The finance amounts quoted are based on the following representative examples:
- Standard range Single motor: 4 year PCP, valued at €53635 with a deposit of €17479 and an optional final payment of €16166 to purchase the vehicle. Payments over 4 years are 48 instalments of €479 per month with a fixed Annual Percentage Rate (“APR”) of 9%. Total cost of credit: €3077. This APR includes an initial €75 documentation fee and a completion fee of €75 which is included in the final payment. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example is subject to change. Terms and conditions apply.
- Long range Single motor: 4 year PCP, valued at €54355 with a deposit of €17515 and an optional final payment of €16382 to purchase the vehicle. Payments over 4 years are 48 instalments of €489 per month with a fixed Annual Percentage Rate (“APR”) of 9%. Total cost of credit: €3127 . This APR includes an initial €75 documentation fee and a completion fee of €75 which is included in the final payment. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example is subject to change. Terms and conditions apply.
- Long range Dual motor: 4 year PCP, valued at €55425 with a deposit of €17736 and an optional final payment of €16703 to purchase the vehicle. Payments over 4 years are 48 instalments of €502 per month with a fixed Annual Percentage Rate (“APR”) of 9%. Total cost of credit: €3194. This APR includes an initial €75 documentation fee and a completion fee of €75 which is included in the final payment. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example is subject to change. Terms and conditions apply.
- Long range Dual motor performance: 4 year PCP, valued at €71270 with a deposit of €22806 and an optional final payment of €21456 to purchase the vehicle. Payments over 4 years are 48 instalments of €647 per month with a fixed Annual Percentage Rate (“APR”) of 9%. Total cost of credit: €4111. This APR includes an initial €75 documentation fee and a completion fee of €75 which is included in the final payment. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example is subject to change. Terms and conditions apply.
- 2.9% APR for Polestar 2 applies to new orders placed on www.polestar.com/ie from 01/10/23. Applies to available Polestar 2 stock for immediate delivery. Offer is subject to change. Normal finance underwriting applies.
- Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
- Warning: If you do not meet the repayments on your hire-purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.
- This financing agreement is for hiring only and the goods remain the property of the owner.
- Price shown for Standard range Single motor, Long range Single motor & Long range Dual motor, reflects the SEAI grant of €3,500 from the R.R.P. Actual R.R.P. is €3,500 more. The grant is subject to change by the SEAI. Should the grant be unavailable or be finished when your car arrives Polestar Ireland will not be supporting the difference and the transaction price will be full price. This grant is not available on all Polestar 2 variants that will be for sale in Ireland. The grant is only available to non-fleet customers.
- €1,000 delivery applies to all orders, this is not included in the R.R.P.