Financing options


A popular type of loan that keeps monthly payments low. At the end of the agreement you can return the car, retain it, or part exchange it for a new car.

A popular type of loan that keeps monthly payments low. At the end of the agreement you can return the car, retain it, or part exchange it for a new car.

Apply for finance

  • PCP is a flexible form of loan that covers the car’s expected depreciation value during the term of the agreement. When the agreement ends, you have three options:
  • Retain the car: Simply pay the Optional Final Payment and the car is yours.
  • Return the car: There's nothing more to pay if the car is in good condition and within the agreed mileage terms.
  • Renew the car: Choose another car, using any excess part exchange value that is above the Optional Final Payment towards your deposit.

Standard range Single motor

Available Cars

  • Lower monthly payments

    Because you’re only paying off part of the value of the car, monthly payments are lower. 

  • Flexible terms

    You can choose to pay a larger deposit upfront to make monthly payments even lower.

  • Keep your options open

    At the end of the agreement, you can choose to retain, return or renew the car.

Follow the four steps below to set up a PCP plan for a Polestar electric car.

Follow the four steps below to set up a PCP plan for a Polestar electric car.

  • 01.
    Selection

    Choose a Polestar 2 version that fits your requirements.

    Configure
  • 02.
    Application

    Enter your details to apply for a PCP agreement.  PCP finance is available from €425 per month*.   

    Apply for finance

  • 03.
    Approval

    Our partner Finance Ireland Credit Solutions DAC trading as Polestar Financial Services will discuss the application with you for approval.

  • 04.
    Handover

    You can take delivery of a brand new Polestar within 4 weeks.

PCP
Hire Purchase

Fixed monthly payment

Yes

Yes

Flexible terms

Yes

Yes

Initial deposit

Yes

Yes

Final payment

Yes

No

Motor tax

No

No

Service and maintenance

No

No

Full ownership

Yes - when final instalment made

Yes - when final instalment made

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Explore finance options

Apply for finance online, then Polestar Financial Services will get in touch to discuss further.

Apply for finance
  • Terms and Conditions:
  • The present financing offer from Finance Ireland Motor & Leasing is a hire agreement (either a hire purchase or personal contract purchase (“PCP”). The finance amounts quoted are based on the following representative examples. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland.
  • *0% APR PCP for Polestar 2 Standard Range Single / Long Range Single Motor /Long Range Dual Motor/ Long Range Dual Motor Performance applies to new orders placed on www.polestar.com/ie from 11/03/2024 to 31/03/2024. Applies to available Polestar 2 stock for immediate delivery. Offer is subject to change. Normal finance underwriting applies. Warning: You may have to pay charges if you pay off a hire-purchase agreement early.  Warning: If you do not meet the repayments on your hire-purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future. This financing agreement is for hiring only and the goods remain the property of the owner. €250 delivery applies to all orders, this is not included in the R.R.P. Images are for illustrative purposes only. Offers valid on Polestar 2 car orders until 31/03/2024. Prices shown for Standard range Single motor, Long range Single motor and Long range Dual motor reflect the SEAI grant of €3,500 from the R.R.P. Actual R.R.P. is €3,500 more. The grant is subject to change by the SEAI. Should the grant be unavailable or be finished when your car arrives Polestar Ireland will not be supporting the difference and the transaction price will be full price. This grant is not available on all Polestar 2 variants that will be for sale in Ireland. The grant is only available to non-fleet customers2.
  • *Standard range Single motor: 4 year PCP, valued at €53,635 with a deposit of €17,163 and an optional final payment of €16,091 to purchase the vehicle. Payments over 4 years are 48 instalments of €425 per month with a fixed Annual Percentage Rate (“APR”) of 0%. Total cost of credit: €0. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example is subject to change.
  • *Long range Single motor: 4 year PCP, valued at €54,355 with a deposit of €17,394 and an optional final payment of €16,307 to purchase the vehicle. Payments over 4 years are 48 instalments of €431 per month with a fixed Annual Percentage Rate (“APR”) of 0%. Total cost of credit: €0. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example includes the Polestar Ireland Environmental Bonus and is subject to change.
  • *Long range Dual motor: 4 year PCP, valued at €55,425 with a deposit of €17,736 and an optional final payment of €16,628 to purchase the vehicle. Payments over 4 years are 48 instalments of €439 per month with a fixed Annual Percentage Rate (“APR”) of 0%. Total cost of credit: €0. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example includes the Polestar Ireland Environmental Bonus and is subject to change.
  • *Long rage Dual motor Performance: 4 year PCP, valued at €71,270 with a deposit of €22,806 and an optional final payment of €21,381 to purchase the vehicle. Payments over 4 years are 48 instalments of €565 per month with a fixed Annual Percentage Rate (“APR”) of 0%. Total cost of credit: €0. Finance Ireland Credit Solutions Designated Activity Company trading as Finance Ireland Motor & Leasing is regulated by the Central Bank of Ireland. This example includes the Polestar Ireland Environmental Bonus and is subject to change.
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